All About Life After Bankruptcy
Michael Metaxas is a respected attorney at The Law Offices of Michael A. Metaxas in Orange County, California. Representing clients in bankruptcy court and criminal trials, Metaxas has built a reputation as a leader in his field. He has been practicing law exclusively in Southern California since 1998. In this series, Metaxas offers insight into how an attorney can help people suffering from financial hardships.
The bankruptcy court allows people to keep the tools and equipment they use for work. Although there is a cap on the tools people can keep, there are other general exemptions that can also be used to prevent someone from having to give up the tools he uses to earn a living.
Court-mandated spousal support and child support payments are not dischargeable under a Chapter 7 or a Chapter 13 bankruptcy. The good news for people struggling to make these payments, however, is that they may seem much more affordable once monthly credit card bills and medical bills have been taken out of the equation.
If a debtor is working with a competent attorney, then he should have little to no contact with the bankruptcy judge. The only people who will have contact with judges are those who try to represent themselves in their bankruptcy cases.
When illness prevents a person from working and medical bills begin piling up, bankruptcy can be a logical answer. Almost all medical bills are dischargeable in a Chapter 7 bankruptcy, making that the ideal solution for helping someone get out from underneath a mountain of debt.
When a person in California is convicted of three strike felonies, he faces 25 years to life in prison. That's why finding the right attorney in these types of cases is so important.
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